Celebrating tax-smart wealth advisory to keep more of what you’ve earned and invest with confidence.
Celebrating tax-smart wealth advisory to keep more of what you’ve earned and invest with confidence.
Why performance alone doesn’t equal a tax-smart investment strategy If you’ve been saving and investing for decades, chances are you’ve done many things right. But as retirement comes into focus, there’s a question many investors never stop to ask: Do I actually have a portfolio—or just a collection of investments? At a glance, the two…
by John Garvey, Jr., CPA/PFS March 11, 2026 For many investors, taxes can be one of the largest, yet least visible, expenses over a lifetime. Understanding how to minimize these taxes with strategic “asset location” can significantly improve investment returns—without requiring any changes to your asset allocation or risk tolerance. Asset location is a tax-efficient…
Key Points Divorce finalization often brings relief and a sense of closure. However, while it feels like one chapter is ending, it also marks the beginning of a critical transition period. From a financial standpoint, this is not the time to sit back and reflect. Implementation of your agreement is as important as the agreement itself. Many legal documents and accounts need immediate attention to protect your assets…
One of the most important decisions you’ll make during estate planning is choosing who will serve as your trustee after you pass away. For many families, the instinct is to choose a spouse, sibling, or trusted friend. On the surface, this feels natural. Who better to handle your affairs than someone who knows you best? However, I’ve worked with thousands of clients and reviewed numerous estate plans. I’ve seen the…
The deduction, available for tax years 2025-2028, offers up to $12,000 if married filing jointly and $6,000 for all other filers. Unfortunately, the deduction has a low phaseout range of $150,000-$250,000 if married filing jointly and $75,000-$175,000 for all others. For many seniors with required minimum distributions (RMDs), pensions, Social Security benefits, and investment income,…
Time is running out to make charitable contributions for 2025. With year-end approaching, now is the time to think about whether it makes sense to contribute in 2025 or wait until 2026. The new One Big Beautiful Bill Act (OBBBA) passed in July 2025 introduces several important changes that will impact charitable deductions starting next…
What should you do with an inherited IRA? Explore 6 options that can help you maximize value, reduce taxes, and avoid costly mistakes. When you inherit a retirement account—like an IRA—from a parent, you may quickly realize there are a lot of tax rules to navigate. The way you’re taxed depends on the deal your…
The season of giving is almost here, and now is the perfect time to revisit your charitable plans with your financial advisor. Thoughtful planning can help you maximize both the impact of your gifts and the tax benefits you receive. Looking ahead, starting in 2026 the new One Big Beautiful Bill Act (OBBBA) will bring…
The One, Big, Beautiful Bill Act (OBBBA) has introduced significant tax changes that could affect families across the country. While many of the provisions aim to provide financial relief, the new rules can be complex. Below is an overview of the key changes. Adoption credit enhanced Parents who adopt may be eligible for more generous…
A sweeping new tax bill—officially called the “One Big Beautiful Tax Bill”—has passed, bringing a mix of extensions, updates, and brand-new provisions that could shape your tax planning and financial strategy in the years ahead. Whether you’re focused on wealth preservation, retirement, or generational planning, here’s a quick look at some of what’s staying the…
Without sound financial guidance, how can you grow, live, and retire well? At Bland Garvey Wealth Advisors, we build a specific plan based on your needs, wants, and wishes so you can have a clear picture of how to reach your goals.
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Going it alone in your money decisions can mean missing out on opportunities. At Bland Garvey, our tax, accounting, and wealth advisor teams provide the financial expertise you need to grow, live, and retire well.
Please fill out this simple form so we can best understand your needs. Then, a member of our team will reach out (from 972-231-2503) to schedule an initial 15-min call.
