Celebrating tax-smart wealth advisory to keep more of what you’ve earned and invest with confidence.
Celebrating tax-smart wealth advisory to keep more of what you’ve earned and invest with confidence.
For decades, “set it and forget it” has been a good rule of thumb for investors. Consistently saving. Staying invested. Ignoring short-term market noise. For many people during their working years, that approach works well. But the strategy that helps build wealth during your accumulation years can quietly create new risks and tax inefficiencies as…
Most investors review their portfolio by looking at performance. Did it beat the market?Did it go up this year?Is it doing roughly what was expected? But performance alone doesn’t explain how a portfolio is actually structured. A tax-smart second opinion approaches the review differently. It looks at a portfolio more like a financial X-ray—examining the…
Many investors have been taught a simple rule for retirement income: “Never touch your principle. Just live off the dividends and interest.“ On the surface, that sounds responsible—even conservative. And for decades, dividend-focused strategies have felt like a clean, disciplined way to generate income without “selling anything.” But there’s a quiet misunderstanding baked into this…
Why performance alone doesn’t equal a tax-smart investment strategy If you’ve been saving and investing for decades, chances are you’ve done many things right. But as retirement comes into focus, there’s a question many investors never stop to ask: Do I actually have a portfolio—or just a collection of investments? At a glance, the two…
by John Garvey, Jr., CPA/PFS March 11, 2026 For many investors, taxes can be one of the largest, yet least visible, expenses over a lifetime. Understanding how to minimize these taxes with strategic “asset location” can significantly improve investment returns—without requiring any changes to your asset allocation or risk tolerance. Asset location is a tax-efficient…
Rebalancing keeps a diversified portfolio aligned with its targets by trimming outperformers and adding to underperformers. Focus Partners’ Chief Investment Officer of Systematic Strategies Kevin Grogan shares how this strategy can help mitigate risk, maintain discipline, and help investors stay focused on long-term goals, rather than short-term market swings. When markets move sharply, whether up…
One of the most overlooked portfolio risks tied to career success is concentrated stock from equity awards. Thoughtful planning helps preserve flexibility and protect long-term goals.
This article shares proactive steps you can take to integrate health care planning into your retirement strategy.
In this video, Focus Partners’ Jason Blackwell shares some reflections on 2025 and explores themes to watch out for in 20206.
Markets fared better than sentiment suggested this year, and 2026 could be even noisier. Yet strong earnings, tax benefits for consumers, and AI-related productivity gains could help position the economy for continued resilience. As we enter the last month of the year, it is natural to reflect on 2025 and consider the trends that could…
Without sound financial guidance, how can you grow, live, and retire well? At Bland Garvey Wealth Advisors, we build a specific plan based on your needs, wants, and wishes so you can have a clear picture of how to reach your goals.
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Going it alone in your money decisions can mean missing out on opportunities. At Bland Garvey, our tax, accounting, and wealth advisor teams provide the financial expertise you need to grow, live, and retire well.
Please fill out this simple form so we can best understand your needs. Then, a member of our team will reach out (from 972-231-2503) to schedule an initial 15-min call.
