Celebrating tax-smart wealth advisory to keep more of what you’ve earned and invest with confidence.
Celebrating tax-smart wealth advisory to keep more of what you’ve earned and invest with confidence.
What if your charitable giving could go further, without asking you to give more? For many retirees, that choice exists. They just don’t realize it. Consider a common hypothetical situation. A retiree gives $1,000 every month to their church—$12,000 a year. The giving is consistent and meaningful. The money comes from their checking account, funded…
Many investors have been taught a simple rule for retirement income: “Never touch your principle. Just live off the dividends and interest.“ On the surface, that sounds responsible—even conservative. And for decades, dividend-focused strategies have felt like a clean, disciplined way to generate income without “selling anything.” But there’s a quiet misunderstanding baked into this…
Why performance alone doesn’t equal a tax-smart investment strategy If you’ve been saving and investing for decades, chances are you’ve done many things right. But as retirement comes into focus, there’s a question many investors never stop to ask: Do I actually have a portfolio—or just a collection of investments? At a glance, the two…
by John Garvey, Jr., CPA/PFS March 11, 2026 For many investors, taxes can be one of the largest, yet least visible, expenses over a lifetime. Understanding how to minimize these taxes with strategic “asset location” can significantly improve investment returns—without requiring any changes to your asset allocation or risk tolerance. Asset location is a tax-efficient…
Key Points Divorce finalization often brings relief and a sense of closure. However, while it feels like one chapter is ending, it also marks the beginning of a critical transition period. From a financial standpoint, this is not the time to sit back and reflect. Implementation of your agreement is as important as the agreement itself. Many legal documents and accounts need immediate attention to protect your assets…
One of the most overlooked portfolio risks tied to career success is concentrated stock from equity awards. Thoughtful planning helps preserve flexibility and protect long-term goals.
This article shares proactive steps you can take to integrate health care planning into your retirement strategy.
Helping children build financial literacy early sets the stage for lifelong money confidence.
What should you do with an inherited IRA? Explore 6 options that can help you maximize value, reduce taxes, and avoid costly mistakes. When you inherit a retirement account—like an IRA—from a parent, you may quickly realize there are a lot of tax rules to navigate. The way you’re taxed depends on the deal your…
The season of giving is almost here, and now is the perfect time to revisit your charitable plans with your financial advisor. Thoughtful planning can help you maximize both the impact of your gifts and the tax benefits you receive. Looking ahead, starting in 2026 the new One Big Beautiful Bill Act (OBBBA) will bring…
Without sound financial guidance, how can you grow, live, and retire well? At Bland Garvey Wealth Advisors, we build a specific plan based on your needs, wants, and wishes so you can have a clear picture of how to reach your goals.
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Going it alone in your money decisions can mean missing out on opportunities. At Bland Garvey, our tax, accounting, and wealth advisor teams provide the financial expertise you need to grow, live, and retire well.
Please fill out this simple form so we can best understand your needs. Then, a member of our team will reach out (from 972-231-2503) to schedule an initial 15-min call.
